"Huma Finance is reshaping the integration of payments and financing" Huma Finance is building the world's first PayFi network, seamlessly combining payments and financing. At its core, it uses future income streams, such as salaries or invoices, as collateral, allowing smart contracts to instantly disburse loans, matching 70-90% of expected income.

$HUMA token drives the network, incentivizes node operation, and allows participation in governance, with high community activity. The platform's trading volume has exceeded 3.8 billion, with zero default records, backed by $38 million in funding, and security has been audited multiple times.
Recently merged with Arf, expanding to Solana and Stellar, with transaction costs as low as a few cents and confirmation times under 400 milliseconds.
Huma's TVM model makes unsecured lending more reliable, particularly suitable for cross-border remittances and trade financing.
The payment demand for Web3 is rapidly increasing, and Huma's modular design allows developers to easily integrate and cover more scenarios.
Community activities like point exchange for airdrops are very attractive, and the long-term potential of $HUMA should not be underestimated.
Huma Finance is like a financial accelerator for Web3, helping users and businesses manage cash flow more efficiently.

Huma Finance is building the world’s first PayFi network, blending payment and financing seamlessly.
It uses future income streams, like wages or invoices, as collateral, with smart contracts instantly lending 70-90% of expected revenue.
The $HUMA token powers the network, incentivizing nodes and enabling governance, with a lively community.
With over $3.8 billion in transaction volume and zero defaults, backed by $38 million in funding, it’s audited for safety.

A recent merger with Arf expanded it to Solana and Stellar, with transaction costs at pennies and confirmation under 400 ms.
Huma’s TVM model makes unsecured lending reliable, ideal for cross-border payments and trade finance.
Web3’s payment needs are surging, and Huma’s modular design lets developers integrate easily for more use cases.
Community events like points-for-airdrops draw interest, and $HUMA’s long-term potential is strong.