As of May 16, 2025, XRP price At $2.4075, with a market capitalization of $127.18 billion, XRP ranks fourth in the cryptocurrency market. Since winning the lawsuit against the U.S. Securities and Exchange Commission (SEC) in 2024, XRP has escaped regulatory uncertainty, with its price soaring from a low of $0.50 in 2024 to a historical high of $3.55 in January 2025. Despite recent market fluctuations, XRP continues to demonstrate strong institutional adoption potential, having been integrated into the payment systems of over 300 financial institutions worldwide and included in the U.S. cryptocurrency reserves.
From a technical perspective, XRP is currently in a crucial consolidation phase. The daily chart shows the price forming a descending triangle in the $1.90–$2.20 range, with the 50-day and 200-day moving averages (located at $2.20 and $2.30 respectively) acting as resistance. The RSI (49.60) and MACD indicators indicate a neutral to weak stance, suggesting potential continued oscillation in the short term. However, the breakout of the descending wedge on the 3-day chart (target price $3.45) and the 50% increase after breaking the key support level of $1.75 in the recent period both signal a bullish outlook.
Key support and resistance levels:
If the price firmly breaks through $2.80, it may accelerate the challenge to the historical high; otherwise, falling below $1.83 will trigger a deeper pullback risk.
Different institutions towards XRP Significant differences in future price reflect the market’s complex expectations for regulation, technological applications, and macroeconomic factors.
The current market sentiment tends to be cautiously optimistic. On-chain data shows that whale addresses holding 1 million to 10 million XRP continued to increase their positions during the price pullback, with their holdings increasing from 8.24% at the beginning of 2025 to 9.44%, indicating institutional investors’ recognition of long-term value. In addition, mainstream trading platforms such as Gate have seen a surge in open interest (OI) in unfilled contracts, with a high percentage of short positions, which may trigger short covering and drive prices rapidly higher.
Key indicators:
XRP is currently at a key juncture driven by both technical and fundamental factors. In the short term, attention is needed on the breakthrough of the $2.80 resistance level, while in the medium term, it is necessary to verify whether the discrepancies predicted by institutions are converging due to actual market demand. For investors, combining technical support levels (such as the $1.90–$2.20 range) and monitoring whale activity and regulatory dynamics will be a key strategy to balance risks and returns. In the long run, if the Ripple ecosystem continues to expand, XRP is expected to achieve 5-10x growth by 2030, but caution is needed due to the high volatility nature of the cryptocurrency market.